Home Buying

Counting budget

Finance Tips for First-Time Home Buyers 

For some of us, reviewing our budget, assets, debts, and credit is a daunting task. The best advice we can give is to take it one step at a time. There are articles on in this learning center that help with each part of this process. This article focuses on five important financial aspects of the loan the process.

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I've made a huge mistake

Top Five Mistakes Home Buyers Make 

Everyone makes mistakes. We’re human after all. There are, however, some mistakes you can avoid when you’re buying a home. Here are the top five mistakes made during the home buying and loan process.

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Real estate agent broker and customer with loan or insurance contract documents.

Home Loan Comparisons 

We’ve created a loan comparison chart for your convenience. This chart compares some of the most common requirements and the differences between five popular loan programs.

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How to Win a Bidding War 

When it’s a seller’s market, houses sometimes move before you can get out the door to see them. If you’re lucky enough to find a home you want, there’s a good chance yours will be one of many offers. So, how do you win a bidding war for that home you really want?

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What are my mortgage loan options? 

You don’t have to know everything about these mortgage loan options to move forward with buying a home. That’s what your mortgage broker is here for. However, it’s good to understand the basics. The more you know, the better prepared you’ll be when apply for a mortgage. Here’s a brief summary of the different types of traditional and specialty loans.

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Real Estate Agent Showing Buyers Contract, Man Signing

Should You Use a Real Estate Agent?  

In a real estate transaction, there’s typically a seller’s agent and the buyer’s agent. They represent their clients in the negotiations and guide them through the process. Agent fees are paid by the seller at closing. Usually the fees are between 5-6% of the purchase price of the home and they’re split between the two agents. These fees also pay their brokers and support staff. Each agent has an ethical responsibility to protect the interests of their clients and provide different services depending on who they represent in the sale.  

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