Mortgage Loans
It’s a mortgage, not a mystery. Here’s what you need to know.
Mortgage Loan Comparison
The most commonly used mortgages we offer
Not all mortgages are created equally. Here’s a comparison of five popular loan options and their unique differences.
Conventional Mortgage
- Max DTI: 50%
- Down payment: As low as 3%
- PMI requirement: Yes if less than 20% down
- Minimum credit score: 620
$647,200
Loan amount up to
FHA Mortgage
- Max DTI: 55%
- Down payment: As low as 3.5%
- PMI requirement: Yes if less than 20% down
- Minimum credit score: 580
$420,680
Loan amount up to
VA Mortgage
- Max DTI: 55%
- Down payment: 0%
- PMI Requirement: No
- Minimum credit score: 580
$2,000,000
Loan amount up to
USDA
- Max DTI: 43%
- Down payment: 0%
- PMI requirement: Yes only 1% of payment
- Minimum credit score: 640
Varies
Loan amount up to
Jumbo
- Max DTI: 43%
- Down payment: As low as 10%
- PMI requirement: No
- Minimum credit score: 660
$647,300+
Loan amount starts at
Specialty Mortgages
The mortgage process is personal. No two borrowers or loan deals are the same. We offer a variety of specialty mortgages to meet your unique circumstances and needs.
Reverse Mortgage
Headed toward retirement? You can tap into your home equity and receive monthly payments to cover expenses.
Self-employed Non-Qualifying
Designed to help homebuyers who don’t qualify for a traditional mortgage .
Investor Loans
Loans for purchasing investment properties including rentals and houses to flip.
Rehab Mortgage Loans
Home financing or refinancing that allows you to combine real estate costs and renovation expenses into one loan.
Down Payment Assistance
Helps first time home buyers cover their down payment through grants, loans, and other programs..
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