VA Mortgages

Take advantage of our No Lender Fee VA Mortgage Loan.

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No Lender Fee VA Mortgage Loans

Get Fast Lending is currently offering all of our VA clients a No Lender Fee VA Mortgage for new purchases and refinance.

Who qualifies?


  • 181 days of active service during peacetime 
  • 90 consecutive days of active service during wartime 
  • More than 6 years of National Guard or Reserves or 90 days under Title 32 with at least 30 days being consecutive.  
  • You’re a spouse of a service member who died in the line of duty or their death was connected to a service-related disability. In most cases, you can’t be remarried.

What is required?


  • Down Payment: Zero down – 100% financing 
  • Debt-to-Income (DTI) Ratio limit: 55% (May vary based on other credit factors) 
  • Personal Mortgage Insurance: Not required 
  • VA Funding Fee: Yes. Can be rolled into mortgage and some exemptions
  • Credit score minimum: 580 
  • Must be your primary residence 
  • Property types: Single-family, Condos, Townhomes, Multi-family, Manufactured 

VA Home Loan FAQ's

What is a VA Home Loan/Mortgage?

It’s a mortgage guaranteed by the U.S. Department of Veteran Affairs. The loan is issued by a private bank or lender not the U.S. Government. 

How much is required for a down payment?

Nothing. VA Home Loans allow up to 100% financing of a home’s value. This is one of the many benefits of a VA Home Loan.

Do I have to pay PMI (personal mortgage insurance)?

No. Because a VA Home Loan is guaranteed by the U.S. Department of Veteran Affairs, lenders don’t require VA borrowers to carry PMI.

How much can I borrow with a VA Home Loan?

As of 2022, the standard VA Home Loan limit is $647,200, but it can go as high as $2,000.000.

Ready to apply?

Robert Harris

President, Get Fast lending

About Get Fast Lending

Our clients are family.

We’re an experienced independently, locally owned mortgage brokerage in the Tampa Bay area with team members in Georgia and Florida. We know our markets, the industry, and our clients by name. 

We also  know that the mortgage application process can seem overwhelming. You just want it to be easy to navigate and someone you can trust to guide you through that process. Our team takes your mortgage financing personally. We want what you want: To get you to closing as quickly and smoothly as possible with the best rates.

Licensed Brokerage: Florida & Georgia

Experienced Team: 40+ years

Lowest Interest - Credit & Debit Card 0 Interest.

Easy Loan - Easy Personal Loan By Anyone

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